Sorting out your bank account as a new international student in Finland can feel overwhelming. Between settling into classes and everything else that comes with moving to a new country, sorting out your bank account can feel like a lot.

This blog post is here to break down the top banks perfect for international students in Finland like yourself.  We'll cover everything from free mobile apps to English-speaking customer service, so you can manage your money with ease. Let's find the perfect bank for you!

If you're considering living in other countries, you can read more about the best banks for international students here.

The Best Banks for International Students in Finland

OP Corporate Bank.

Trusted by over 1.5 million customers, OP Corporate Bank is a leading bank in Finland with a branch network of nearly 200 locations. Here are some of the student perks provided by  OP for international students in Finland:

• Free of charge: No monthly maintenance fees for student accounts, making it a budget-friendly option.
•  Extensive network of branches throughout Finland, providing in-person support.
• English at your fingertips: Application forms and customer service are available in English, easing the transition.

To open an international student bank account with OP Corporate Bank, start here.

Nordea Bank.

Nordea Bank, a leader in regional banking, caters to millions of customers worldwide through its vast network of over 650 branches. Nordea offers a student package with benefits like:

•  A free Nordea Gold debit card for students aged 18-30 (includes travel and product safety insurance).
•  Free daily banking services when using their mobile app and having an account and card with them.
• Very nice and user-friendly app (Nordea Mobile) for managing finances on the go.

To open an international student bank account with Nordea Bank, start here.

OhentPay is a mobile app that lets you send and receive money internationally, swiftly and at the best rates.  With Ohentpay, you can send and receive money to over 190 countries, and exchange over 40 currencies. So you can send or receive support from loved ones back home without delay. 

S-Pankki.

For international students looking for a mobile-focused banking experience in Finland, S-pankki is worth considering. Here's a breakdown of their offerings:

• Free accounts: S-pankki provides student accounts with the potential for waived monthly maintenance fees and free debit cards, making them a budget-friendly choice.
• Mobile app advantage: They offer a highly-rated mobile app, S-mobiili, which allows students to manage their finances conveniently on the go. The app is also readily available in English.

Handelsebanken.

Handelsebanken is a budget-Friendly with a digital focus (for international students in Finland) bank. Some of the student benefits include:

• Digital banking advantage: Handelsbanken prioritizes digital services, including a user-friendly mobile app for managing your finances conveniently on the go.
• Budget-friendly services: Student discounts and a focus on digital services (potentially reducing reliance on physical transactions) can make Handelsbanken a cost-effective option, for you as an international student.

To open an international student bank account with Handelsebanken, start here.

OhentPay- A Better Option for International Students in Finland

If you’re an international student in Finland who will need to make a lot of transactions by sending or receiving money from home, you need a better alternative. 

With OhentPay, you can send, receive and exchange over 40 currencies across 190 countries. It’s also 100% cheaper than using a bank and faster as you get your payments instantly - regardless of where they are coming from. 

Most importantly, you do not need a Finland residency to open an account. You only need a valid ID card to proceed. Learn more about how OhentPay works here.

Wrapping Up

If you’d like to send money anywhere in the world from Finland and you prefer fast transfers at great rates, we recommend the OhentPay money transfer service. Create an account to get started here.

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