Open multicurrency accounts in GBP, USD, EUR, CHF, NGN today! Get Started!

How to send money from the US to Nigeria

How to send money from the US to Nigeria

Many Nigerians are in the USA for one reason or the other. And it is normal that they'd want to send money from the USA to Nigeria.

It could be to family, friends, for business, or any other thing. One challenge that they usually face, however, is knowing and getting the right means to send money across borders. 

💡
We are in sensitive times, and people are more conscious about their finances. Nobody wants to be scammed or wants their transactions delayed. 

If you are in the US and want to send money to Nigeria, this article is specifically for you. Read through so that you find the easiest way to send money from the USA to Nigeria.

Different ways to send money from USA to Nigeria

In recent times and with the sophistication of technology, new ways to send money across borders have been invented.

It wasn't always so in times past. People had to be limited to transfer channels like Western Union, sending through friends traveling abroad, etc.  

Now, we have other channels like FinTech apps that just help make things a lot easier. You can be in your home in USA and send money to someone in Nigeria, all in a few minutes. 

Western Union: This is one of the oldest ways to transfer money internationally. You can get the app, sign up for an account if you don't already have one, and use the money transfer option to send money from the US to Nigeria. 

International wire transfers: This service is offered by banks and they use it to transfer money from one bank account to another one and in another country. With the international money transfer option, your bank can transfer the amount you want from the US to your recipient in Nigeria. 

MoneyGram: MoneyGram is another good option that you can try. Download the app, create a profile, put in the recipient's number, and complete your transaction. You can also get it free on your app store. 

FinTech apps: They are the most common nowadays. Because of how fast, easy, and convenient they are, people prefer using them. We have many FinTech apps out there and they include OhentPay, Grey, Wise, and Flutterwave.


How to use OhentPay to send money from the USA to Nigeria

OhentPay is fast, easy, and reliable to send money from the USA to Nigeria.

With great bank charges that wouldn't leave a hole in your account and an amazing service, OhentPay is the FinTech app you want to use. That is if you value your time, money, and convenience. 

Used in over 190 countries and having 40+ currencies, OhentPay boasts a large clientele that keeps growing. 

This section will show you the steps with which to transfer money from the USA to Nigeria, using OhentPay. Follow these steps and see for yourself how easy it is with OhentPay. 

Download the OhentPay app:

You can use the website version of OhentPay, but using the App version is always easier. Go to your app store and search for OhentPay. Download it when it appears or simply click the button below.  

Send money across borders!

Download

Sign up/sign in:

If you already have an OhentPay account, simply log in. If you don't have one already, click on ‘Create an Account' and fill in the required information.

You'll also be asked to verify your account using a means of identification (National ID, Drivers License, etc.) and a selfie video. Simply follow the prompts and put in the correct information. 

💡
 If you already have an OhentPay account, click on ‘Log In' instead. 

Do basic setup:

This includes adding currencies, adding recipients, and funding your account. 

  • To add currency, click the currency logo you find beside ‘Total Balance' on your home screen. Find and click the plus (+) sign in the right corner. It brings up a list of currencies you can choose from. OhentPay currently supports over 40 currencies.
  • To add recipient(s), click on the ‘Send Money’ button right on your home screen. It takes you to a fresh page where you have to indicate the currency, transaction amount, recipient, and reference. Click on ‘Select Recipient’. The next thing you see is a new page with a ‘plus’ (+) button at the top right corner. Use that button to add your recipient(s) by filling in their details as required. 
  • To fund your accounts, click on the currency sign you see on your screen. It brings up a list of all your accounts on OhentPay (Naira, Euro, Dollar, etc.). Click on anyone you want to fund. A button showing ‘Fund Account’ will appear.

Send money

Click on ‘Send Money', indicate currency, and amount, select recipient, and add your reference. OhentPay makes it easy for you, as there's a default “Sent from OhentPay” reference message already. You can either use or change it. 

Since you are in the USA and want to send money to Nigeria, you have to fund your dollar account. Then you use the ‘Send Money’ button to send it to the person in Nigeria. Be sure to put in the correct details of the recipient. 

OhentPay also has a currency conversion tool. So if you need to convert the currency before sending, you can do that as well. All these features are in one place if you create an account with OhentPay. 

Among the different ways that can be used to send money from the US to Nigeria, using FinTech apps is arguably the fastest and most convenient. They are easy, too. 

OhentPay is that FinTech app you want to use if you value your time, money, and convenience. There are no outrageous charges that would shake your bank account negatively. 

Sign up on OhentPay now to send money abroad easily.

Send money across borders!

Download

Start your journey to connect beyond borders with OhentPay

OhentPay UK Limited is registered and regulated by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 under firm reference number 800178. OhentPay UK Limited is an agent of PayrNet Limited, a company registered in England and Wales with company number 09883437. PayrNet Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FCA reference 900594) for the issuing of electronic money and payment services. The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011 OhentPay is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M20343943. OhentPay is registered as a money service business with the United States Financial Crimes Enforcement Network (FinCEN) under registration number 31000246878602.

All rights reserved © OhentPay 2025